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The common means of collecting fraud money in Nigeria is through the banks, mostly through the Western Union money transfer.
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Through compromised banking staff, fraudsters use fake identity to access funds. This is because the fraudster would have used a foreign name and would not have a recognised identity card in that name.
For successful execution of fraud, an insider within the bank is important: They also get their share of the loot. The instability in the Nigerian banking sector may have created an uncommitted workforce.
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Working in an insecure establishment makes workers vulnerable. More than 2, bankers have lost their jobs due to economic recession in the country. A large numbers of casual workers are deployed to man key positions in the banks.
This makes way for criminal opportunities. They see internet fraud as a creative outlet in a country like Nigeria. Plus, the proliferation of internet service providers in Nigeria has made it even easier for scamsters to commit internet fraud. It is now as simple as buying modems and surfing the internet within the confines of their privately rented apartments on campus.
They share information on a particular target and find new ways of making prospective targets yield to their deceit. They are able to get help, share internet costs and jointly pay for fuel for generators, which are used to power their computers. They come to school during the day, and go to social clubs in the evenings and to celebrate their successes. The celebration of wealth, particularly among politicians, serves to motivate the involvement of the youths in cyber-crime. Nigerian society celebrates wealth without questioning the source of the money.
So what do these young, undergraduate Nigerians do under these circumstances? And they use their education to follow the example set by their elders that shows crime pays.
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